Risk Scoring

Know the user, know the risk

Multiple data points, one fingerprint

Veri-id collects nearly 100 data points from devices to generate device fingerprints for identification and risk scoring. True customers can be recognized and a frictionless payment process will be triggered for enhanced customer experiences.

One transaction, one score

Attributes making up an online transaction include an amount, location, device, and so on. From their insights, Veri-id analyzes the behavioral patterns for anomalies, and in turn, responds to each transaction with a risk score.

Customizable thresholds for any industry

With a high degree of customization, Veri-id allows users to preset their own thresholds for transaction risk scoring. Understanding that some industries require a more secure take on risk management, we have it all covered!

Combine with EMV 3DS

Easily combine Veri-id into existing 3DS programs for optimal protection against fraud.

Flexible scoring criteria

No matter what you’re selling, you can benefit from detailed and customizable risk scoring criteria and thresholds.

Real time decisioning

Based on the device fingerprint, transaction data, and risk level, Veri-id can quickly suggest whether you need a frictionless or challenge flow.

Veri-id Risk Detection

3D Secure 2.2 Provider

For you

  • Multi-layered fraud detection to stop online attacks
  • Real-time risk strategy adjustment with AI & Machine Learning

3D Secure provider with RBA

For your team

  • Reduce workload and increase detection efficiency
  • A flexible and user-friendly management platform
  • Collaborate with others using the group users and access permission controls

3D Secure for Cardholders

For your customers

  • A streamlined and hassle-free checkout process
  • Smooth shopping experience with no false declines
  • Comprehensive account protection against online fraud attacks

AI Model

AI Model

Explore countless possibilities with HiTRUST’s patented AI and Machine Learning models to fight fraud.

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Risk Scoring

Risk Scoring

Leverage transaction insights to secure payments by rating risk levels.

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Rule Engine

Rule Engine

Employ rules-based mechanism to make safe, automated risk management.

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